By Ally BeLoat · Updated November 7, 2026 · ~9 min read
Last updated November 7, 2026
Is moving from Ohio to Orlando a good financial move?
Florida charges no personal income tax (Florida DOR). Ohio taxes 2026 nonbusiness income at $332 plus 2.75% over $26,050 (ORC 5747.02). Columbus, Cleveland, and Cincinnati add municipal income tax. Ally helps you model insurance and HOA dues before you offer.
Key facts
- Agent
- Ally BeLoat (Allyson Marie Beloat)
- Brokerage
- Orange Slice Properties
- License
- Florida SL3467080
- Office
- 1420 Celebration Blvd STE 200, Kissimmee, FL 34747
- Phone
- (407) 256-0514
- allybeloat@gmail.com
- Hours
- By appointment, 7 days a week
- Areas served
- Orlando, Kissimmee, Celebration, Windermere, Winter Park, Lake Nona, and Central Florida
State income tax: Ohio vs Florida
Published structure from Ohio Revised Code and Florida DOR
OH 2026 nonbusiness rate2.75%
FL personal income taxNone
Ohio Revised Code 5747.02 taxes nonbusiness income for taxable years beginning in 2026 and thereafter at $332 plus 2.75% of the amount over $26,050. Columbus, Cleveland, and Cincinnati levy additional municipal income tax; confirm the current city rate with the city income tax division. Florida DOR states that Florida does not impose a personal income tax. This chart is not a tax opinion.
Is moving from Columbus, Cleveland, or Cincinnati to Orlando a good financial move?
Ohio buyers often miss that they pay state income tax and a city income tax. Florida does not impose a personal income tax, according to the Florida Department of Revenue. For taxable years beginning in 2026 and thereafter, Ohio Revised Code 5747.02 taxes nonbusiness income at $332 plus 2.75% of the amount over $26,050 (no tax at or below that threshold). Columbus, Cleveland, and Cincinnati each levy municipal income tax on top of the state tax. Ally BeLoat will not invent those city rates. Confirm the current municipal rate with the city income tax division where you live or work. An Ohio to Orlando move also opens Florida homestead treatment on a primary residence: up to $50,000 of assessed value, plus Save Our Homes (Florida DOR). Then the housing question splits three ways. Columbus (Dublin, Powell, German Village, Short North) versus Horizon West, Winter Garden, and College Park. Cleveland (Lakewood, Cleveland Heights, Westlake, Solon) versus College Park, Winter Park, and Horizon West. Cincinnati (Hyde Park, Oakley, Mason, West Chester) versus Winter Park, Windermere, and Horizon West. Call (407) 256-0514 before you fly CMH, CLE, or CVG to MCO.
- Florida personal income tax: none (Florida DOR)
- Ohio 2026 nonbusiness income: $332 plus 2.75% over $26,050 (ORC 5747.02)
- Columbus, Cleveland, and Cincinnati municipal income tax: confirm with each city
- Florida homestead: up to $50,000 of assessed value on a qualifying primary residence (Florida DOR)
Ohio to Orlando planning call
Call Ally at (407) 256-0514 and tell her whether you are coming from Columbus, Cleveland, or Cincinnati so the first shortlist is honest.
Talk with AllyOhio vs Orlando: tax and cost rules from official sources
Columbus, Cleveland, and Cincinnati do not share one municipal rate. The table uses published state rules. City rates must be confirmed locally. See also the Ohio Department of Taxation annual tax rates page for the current state brackets.
| Topic | Columbus / Cleveland / Cincinnati | Orlando / Florida |
|---|---|---|
| State personal income tax | ORC 5747.02 for 2026 and thereafter: $332 plus 2.75% of nonbusiness income over $26,050. Confirm current tables with Ohio Department of Taxation. | None. Florida DOR: Florida does not impose a personal income tax. |
| Municipal income tax | Columbus, Cleveland, and Cincinnati each levy city income tax. Confirm the current rate with that city's income tax division. Many suburbs levy their own rates. | Florida has no Ohio-style municipal income tax on wages. Confirm any county fees on the specific parcel. |
| Primary-residence property tax relief | Local assessed-value rules vary by Ohio county. Confirm with the county auditor where you currently own. | Homestead exemption of up to $50,000 of assessed value, plus Save Our Homes (Florida DOR). |
| Airports for a house-hunting trip | John Glenn Columbus (CMH), Cleveland Hopkins (CLE), or Cincinnati/Northern Kentucky (CVG). | Orlando International (MCO). Check current airline schedules. |
State rates are taken from Ohio Revised Code 5747.02 and Florida DOR publications current as of this page's dateModified. Municipal rates must be confirmed with each city. This is not a tax opinion.
If you know Columbus, Cleveland, or Cincinnati, compare these Orlando areas
German Village, Short North, and downtown Columbus walkability often maps to College Park homes, Thornton Park, and Downtown Orlando. Dublin, Powell, New Albany, and Westerville planned streets often compare with Horizon West homes and Winter Garden homes. Cleveland Heights, Lakewood, and Ohio City character streets often map to College Park and Winter Park homes. Westlake, Strongsville, Solon, and the I-77 / I-271 suburbs often map to Horizon West and Winter Garden. Hyde Park, Oakley, and Mount Lookout in Cincinnati often map to Winter Park. Mason, West Chester, and Loveland often map to Horizon West and Winter Garden. Indian Hill and larger Cincinnati lots often map to Windermere homes. Medical and research campuses in all three Ohio metros sometimes compare with Lake Nona homes. Baldwin Park, near downtown, compares with newer infill. Dr. Phillips, near Windermere, compares with restaurant corridors. Ally BeLoat curates these options based on housing style, setting, and commute, never on who lives there.
| If you know this in Ohio | Compare this in Orlando | Housing style, setting, commute |
|---|---|---|
| German Village, Short North, downtown Columbus | College Park and Downtown Orlando | Grid streets, character houses, urban-adjacent condos. |
| Dublin, Powell, New Albany, Westerville | Horizon West and Winter Garden | Planned streets, newer construction, HOA amenities, SR 429 commute. |
| Cleveland Heights, Lakewood, Ohio City | College Park and Winter Park | Character houses, walkable dining, tree canopy. |
| Westlake, Strongsville, Solon | Horizon West | Newer construction, village planning, west Orange commute. |
| Hyde Park, Oakley, Mount Lookout (Cincinnati) | Winter Park | Tree canopy, historic fabric, walkable downtown. |
| Mason, West Chester, Loveland | Winter Garden and Horizon West | Suburban lots, hometown downtown, HOA amenities. |
| Indian Hill or larger Cincinnati lots | Windermere | Larger lots, lake settings, lower-traffic streets. |
| Ohio medical or research campus commute | Lake Nona | Medical City employment corridor, 417 to MCO. |
Comparisons are about housing style, setting, and commute, not about who lives there.
- College Park and Winter Park for walkable character
- Horizon West and Winter Garden for Columbus and Cincinnati suburbs
- Windermere for larger lots
- Lake Nona for planned streets and Medical City access
Ready for a personalized plan?
Tell Ally your timeline, budget, and must-haves. She will reply with a clear next step for Central Florida.
Housing expectations: what Ohio buyers notice in Orlando
Ohio buyers often expect basements, four true seasons, and municipal income tax already baked into take-home pay. Relocating from Ohio to Florida introduces slab construction, HOA governance, and outdoor living as a primary design feature. Basements are rare. A Columbus to Orlando, Cleveland to Orlando, or Cincinnati to Orlando search can feel abundant once you adjust to Florida's architectural language. Ally BeLoat helps Ohio clients evaluate wind mitigation, roof age, flood zone status, and whether a pool is a joy or a chore. She translates Ohio price psychology into Orlando reality without inventing a median. Dublin, Powell, New Albany, and Westerville buyers should walk Horizon West and Winter Garden. German Village and Short North buyers should walk College Park and downtown Orlando. Cleveland Heights, Lakewood, and Ohio City buyers should walk College Park and Winter Park. Westlake, Strongsville, and Solon buyers should walk Horizon West. Hyde Park, Oakley, and Mount Lookout buyers should walk Winter Park. Mason, West Chester, and Loveland buyers should walk Winter Garden and Horizon West. Indian Hill lots belong on a Windermere day. Medical and research campus commuters in all three Ohio metros should add Lake Nona. Tour Winter Park and west Orange on the same weekend so the contrast is obvious. Ally will not rank those streets by who lives there. She will rank them by housing type, lot, HOA rules, and the drive you actually make. That education prevents sticker-shock mistakes on an Ohio to Orlando purchase.
Buying from afar: a practical Ohio to Orlando process
Most Ohio buyers cannot spend six consecutive weeks touring. Ally BeLoat structures an Ohio to Orlando search around discovery calls, curated virtual tours, a focused in-person weekend, and decisive offer strategy. Start with a Florida-savvy lender so pre-approval already accounts for HOA documents and insurance quotes. Fly CMH, CLE, or CVG to MCO. Tell Ally which Ohio metro you are leaving so the first tour is not a mix of unrelated suburbs. Columbus buyers from German Village or Short North should cluster College Park and downtown Orlando. Dublin, Powell, and New Albany buyers should cluster Horizon West and Winter Garden. Cleveland Heights and Lakewood buyers should cluster College Park and Winter Park. Westlake and Solon buyers should cluster Horizon West. Cincinnati Hyde Park buyers should cluster Winter Park. Mason and West Chester buyers should cluster Winter Garden and Horizon West. Indian Hill lots belong on a Windermere day. Florida contracts, association documents, wind mitigation reports, and insurance shopping get explained early so Ohio buyers are not blindsided by roof age or the absence of a basement. Ally coordinates inspectors who deliver clear video summaries you can review from Columbus, Cleveland, or Cincinnati. Title, survey, and remote closing can proceed while you pack in Ohio. After closing, homestead filing, Florida driver's license, and voter registration are your tasks. Call (407) 256-0514 when your timeline firms up.
Ohio state and city tax exit notes for an Orlando primary residence
Ohio state income tax and municipal income tax do not turn off because a moving truck left CMH, CLE, or CVG. Residency and where the work is performed still matter. Columbus, Cleveland, and Cincinnati each levy city income tax; many suburbs levy their own rates. Ally BeLoat will not invent those city rates. Confirm the current municipal rate with the city income tax division where you live or work, then confirm with your CPA whether a Florida primary residence changes withholding. Keep records if you claim an Ohio to Orlando domicile change: Florida homestead filing, Florida driver's license, voter registration, and where you actually live. Ally is not a CPA and does not represent you before the Ohio Department of Taxation. She will point you to ORC 5747.02, the Ohio Department of Taxation annual tax rates page, Florida DOR, and a tax advisor, then keep the Orlando purchase aligned with a real primary residence. Read the companion Florida no state income tax guide before you treat take-home pay as already changed. The financial case for a Columbus to Orlando, Cleveland to Orlando, or Cincinnati to Orlando move is official tax rules plus honest insurance and HOA modeling. Bring W-2s, your origin city, and a housing-style list so Ally can reverse-engineer a Horizon West, Winter Park, or Windermere shortlist that matches how you already live in Ohio.
Want Ally to tour this with you?
Share the neighborhoods, price range, and timing you have in mind.
Why Ohio buyers work with Ally BeLoat
Ohio buyers value competence and candor. Ally BeLoat delivers both, with deep Orlando market knowledge and a relocation process designed for people who are busy and moving a long distance from Columbus, Cleveland, or Cincinnati. Through Orange Slice Properties, she provides neighborhood education, vendor referrals, and negotiation strategy that protects your equity. She will tell you when a listing that looks strong online fails an Ohio construction standard in person, and she will also push you to act quickly when a Winter Park or Windermere property is priced to move. Relocating from Ohio to Florida is a major life redesign. Ally is reachable at (407) 256-0514 and ready to build a plan around your household, career, and housing taste. Clients who name Dublin, Lakewood, or Hyde Park on the first call get a tighter Orlando map than clients who only say Florida. Bring that origin city, a CMH, CLE, or CVG travel window, and a budget range. Ally will answer across Eastern time without treating a Columbus to Orlando, Cleveland to Orlando, or Cincinnati to Orlando purchase as a generic Midwest file.
Start your Ohio to Orlando plan
Share your origin city, timeline, and must-haves with Ally. Call (407) 256-0514 or use the contact form.
Talk with AllyNext steps: from Ohio to an Orlando address
If a Columbus to Orlando, Cleveland to Orlando, or Cincinnati to Orlando move is more than a daydream, convert research into a guided shortlist. Explore Horizon West homes, Winter Garden homes, Winter Park homes, and Windermere homes, browse homes for sale, and then contact Ally BeLoat. Start from the out-of-state relocation hub if you also want Detroit, Chicago, or Pittsburgh city-pair guides. Call (407) 256-0514 and take the next step on your Ohio to Orlando journey today.
Sources
Official publications used on this Ohio to Orlando page. Confirm current tables before you file or offer.
- Florida Department of Revenue: no personal income tax
- Florida Department of Revenue: tax information for new residents (GT-800025)
- Florida Department of Revenue: homestead exemption
- Florida Department of Revenue: homestead exemption fact sheet (PT-113)
- Ohio Revised Code 5747.02
- Ohio Department of Taxation: annual tax rates
