By Ally BeLoat · Updated November 7, 2026 · ~9 min read
Last updated November 7, 2026
Is moving from Washington DC or Maryland to Orlando a good financial move?
Florida charges no personal income tax (Florida DOR). DC has a graduated individual income tax with a published top rate of 10.75% (DC OTR). Maryland has a graduated state tax up to 6.5% plus county local tax (Comptroller of Maryland). Ally helps you model insurance and HOA dues before you offer.
Key facts
- Agent
- Ally BeLoat (Allyson Marie Beloat)
- Brokerage
- Orange Slice Properties
- License
- Florida SL3467080
- Office
- 1420 Celebration Blvd STE 200, Kissimmee, FL 34747
- Phone
- (407) 256-0514
- allybeloat@gmail.com
- Hours
- By appointment, 7 days a week
- Areas served
- Orlando, Kissimmee, Celebration, Windermere, Winter Park, Lake Nona, and Central Florida
Income tax: DC and Maryland vs Florida
Published top rates from DC OTR, Comptroller of Maryland, and Florida DOR
DC top marginal10.75%
MD state top rate6.5%
FL personal income taxNone
DC Office of Tax and Revenue administers a graduated individual income tax with a published top rate of 10.75%. Maryland Comptroller administers a graduated state income tax with a published top rate of 6.5%, plus a county local income tax. Confirm your county rate. Florida DOR states that Florida does not impose a personal income tax. This chart is not a tax opinion.
Is moving from Washington DC or Maryland to Orlando a good financial move?
DC residents pay a graduated individual income tax with a published top rate of 10.75% (DC Office of Tax and Revenue). Maryland residents pay a graduated state income tax with a published top rate of 6.5%, plus a county local income tax (Comptroller of Maryland). Arlington, Alexandria, and Fairfax County in Virginia are a different tax system; this page is for DC and Maryland, though many households in the same metro compare all three. Florida does not impose a personal income tax, according to the Florida Department of Revenue. Confirm current DC brackets with DC OTR and current Maryland state plus county rates with the Comptroller of Maryland. A Washington DC or Maryland to Orlando move also opens Florida homestead treatment on a primary residence: up to $50,000 of assessed value, plus Save Our Homes (Florida DOR). Ally BeLoat will not invent a Bethesda tax bill or an Orlando payment. She will attach current MLS comps, insurance quotes, and HOA documents to those official rules, then map Capitol Hill walkability, Bethesda lots, and Howard County subdivisions onto Winter Park, Windermere, and Horizon West. Call (407) 256-0514 before you fly DCA, IAD, or BWI to MCO.
- Florida personal income tax: none (Florida DOR)
- DC individual income tax: graduated, published top rate 10.75% (DC OTR)
- Maryland: graduated state tax up to 6.5% plus county local income tax (Comptroller of Maryland)
- Florida homestead: up to $50,000 of assessed value on a qualifying primary residence (Florida DOR)
DC or Maryland to Orlando consult
Call (407) 256-0514 and tell Ally whether you are leaving the District, Montgomery County, Howard County, or Anne Arundel County so the first shortlist is honest.
Talk with AllyWashington DC and Maryland vs Orlando: tax and cost rules from official sources
The District, Montgomery County, Prince George's County, Howard County, and Anne Arundel County do not share one tax bill. Maryland county local income tax rates differ. The table uses published state and district rules. Confirm your county rate with the Comptroller.
| Topic | Washington DC / Maryland | Orlando / Florida |
|---|---|---|
| State or district income tax | DC: graduated individual income tax, published top rate 10.75% (DC OTR). Maryland: graduated state tax, published top rate 6.5% (Comptroller of Maryland). | None. Florida DOR: Florida does not impose a personal income tax. |
| Local income tax | Maryland counties add a local income tax on top of the state tax. Confirm your county rate with the Comptroller. DC does not add a separate county layer on top of DC tax. | Florida has no Maryland-style county income tax on wages. Confirm any county fees on the specific parcel. |
| Primary-residence property tax relief | DC and Maryland homestead or owner-occupancy rules vary. Confirm with the DC OTR or your Maryland county assessor. | Homestead exemption of up to $50,000 of assessed value, plus Save Our Homes (Florida DOR). |
| Airports for a house-hunting trip | Reagan National (DCA), Dulles (IAD), or Baltimore/Washington (BWI). | Orlando International (MCO). Check current airline schedules. |
Rates are taken from DC OTR, Comptroller of Maryland, and Florida DOR publications current as of this page's dateModified. Confirm county local rates. This is not a tax opinion.
If you know DC or Maryland, compare these Orlando areas
Capitol Hill, Dupont, Logan Circle, and other walkable DC streets often map to College Park homes, Thornton Park, and Downtown Orlando. Bethesda, Chevy Chase, and Potomac lots more often map to Winter Park homes and Windermere homes. Silver Spring and downtown-adjacent Maryland streets often map to College Park and Winter Park. Howard County and Columbia planned streets often compare with Horizon West homes and Lake Nona homes. Anne Arundel and Crofton-style suburbs often map to Winter Garden homes and Horizon West. Rockville and Gaithersburg employment corridors sometimes compare with Lake Nona. Arlington and Alexandria, if you work there but live in DC or Maryland, still tend to prefer Winter Park and College Park for walkability. Baldwin Park, near downtown, compares with newer infill. Dr. Phillips, near Windermere, compares with restaurant corridors. Ally BeLoat curates these options based on housing style, setting, and commute, never on who lives there.
| If you know this in DC or Maryland | Compare this in Orlando | Housing style, setting, commute |
|---|---|---|
| Capitol Hill, Dupont, Logan Circle, walkable DC | College Park and Downtown Orlando | Shorter blocks, character houses, urban-adjacent condos. |
| Bethesda, Chevy Chase, Potomac | Winter Park and Windermere | Tree canopy and established streets, larger lots on the Windermere side. |
| Silver Spring downtown-adjacent | College Park and Winter Park | Character houses, local dining, grid streets. |
| Columbia / Howard County planned streets | Horizon West and Lake Nona | Village planning, newer construction, HOA amenities. |
| Anne Arundel / Crofton-style suburbs | Winter Garden and Horizon West | Lots, hometown downtown, SR 429 commute. |
| Rockville / Gaithersburg employment corridor | Lake Nona | Planned streets, Medical City employment corridor, 417 to MCO. |
| Newer infill near the core | Baldwin Park (near downtown Orlando) | New-urbanist streets, mixed housing types. |
Comparisons are about housing style, setting, and commute, not about who lives there.
- College Park and downtown Orlando for walkable DC streets
- Winter Park and Windermere for Bethesda and Chevy Chase
- Horizon West and Winter Garden for Maryland suburban lots
- Lake Nona for planned streets and Medical City access
Ready for a personalized plan?
Tell Ally your timeline, budget, and must-haves. She will reply with a clear next step for Central Florida.
Housing expectations: what DC and Maryland buyers notice in Orlando
DC buyers often expect row homes, condos, and Metro-adjacent living. Maryland buyers often expect lots, HOAs, and a car for most errands already. Relocating from Washington DC or Maryland to Florida introduces block construction, stronger HOA governance in newer west Orange, and outdoor living as a primary design feature. Orlando is more car-dependent than a Red Line or Metro walk, even in Winter Park and College Park. A DC or Maryland to Orlando search can feel abundant once you adjust to Florida's architectural language. Ally BeLoat helps clients evaluate wind mitigation, roof age, flood zone status, and whether a pool is a joy or a chore. She translates DC and Maryland price psychology into Orlando reality without inventing a median. Capitol Hill, Georgetown, and Dupont buyers should walk College Park, Thornton Park, and Winter Park before they assume they must buy a detached house in Horizon West. Bethesda and Chevy Chase buyers should walk Winter Park and Windermere. Columbia, Rockville, and Silver Spring buyers should walk Horizon West, Winter Garden, and Lake Nona. Prince George's County subdivision buyers often compare the same west Orange and southeast Orlando planned streets. Tour Winter Park and west Orange on the same weekend so the contrast is obvious. Ally will not rank those streets by who lives there. She will rank them by housing type, lot, HOA rules, and the drive you actually make. That education prevents sticker-shock mistakes on a Washington DC or Maryland to Orlando purchase.
Buying from afar: a practical DC or Maryland to Orlando process
Most DC and Maryland buyers cannot spend six consecutive weeks touring. Ally BeLoat structures a Washington DC or Maryland to Orlando search around discovery calls, curated virtual tours, a focused in-person weekend, and decisive offer strategy. Start with a Florida-savvy lender so pre-approval already accounts for HOA documents and insurance quotes. Fly DCA, IAD, or BWI to MCO. Cluster Winter Park and College Park on one day if you are leaving Capitol Hill, Georgetown, Dupont, or Arlington walkability. Cluster Windermere and Winter Park if you are leaving Bethesda or Chevy Chase lots. Cluster Horizon West, Winter Garden, and Lake Nona if you are leaving Columbia, Rockville, Silver Spring, or Prince George's County subdivisions. Florida contracts, association documents, wind mitigation reports, and insurance shopping get explained early so DC and Maryland buyers are not blindsided by roof age or flood-zone status. Ally coordinates inspectors who deliver clear video summaries you can review from the District or Maryland. Title, survey, and remote closing can proceed while you pack. After closing, homestead filing, Florida driver's license, and voter registration are your tasks. Call (407) 256-0514 when your timeline firms up.
DC and Maryland tax exit notes for an Orlando primary residence
DC individual income tax and Maryland state plus county income tax do not turn off because a moving truck left DCA, IAD, or BWI. Residency and where the work is performed still matter. DC OTR administers a graduated individual income tax with a published top rate of 10.75%. The Comptroller of Maryland administers a graduated state income tax with a published top rate of 6.5%, plus a county local income tax. Ally BeLoat will not invent your county rate. Confirm it with the Comptroller, then confirm with your CPA whether a Florida primary residence changes withholding. Keep records if you claim a Washington DC or Maryland to Orlando domicile change: Florida homestead filing, Florida driver's license, voter registration, and where you actually live. Ally is not a CPA and does not represent you before DC OTR or the Comptroller of Maryland. She will point you to DC OTR, the Comptroller of Maryland, Florida DOR, and a tax advisor, then keep the Orlando purchase aligned with a real primary residence. Read the companion Florida no state income tax guide before you treat take-home pay as already changed. The financial case for relocating from DC or Maryland to Orlando is official tax rules plus honest insurance and HOA modeling. Capitol Hill buyers who skip College Park, or Bethesda buyers who skip Winter Park and Windermere, usually waste the first tour weekend. Say which streets you actually walk or drive before Ally builds the Orlando map.
Want Ally to tour this with you?
Share the neighborhoods, price range, and timing you have in mind.
Why DC and Maryland buyers work with Ally BeLoat
DC and Maryland buyers value competence and candor. Ally BeLoat delivers both, with deep Orlando market knowledge and a relocation process designed for people who are busy and moving a long distance from the District, Bethesda, or the Maryland suburbs. Through Orange Slice Properties, she provides neighborhood education, vendor referrals, and negotiation strategy that protects your equity. She will tell you when a listing that looks strong online fails a DC or Maryland standard in person, and she will also push you to act quickly when a Winter Park or Windermere property is priced to move. Relocating from Washington DC or Maryland to Orlando is a major life redesign. Ally is reachable at (407) 256-0514 and ready to build a plan around your household, career, and housing taste. Clients who name Capitol Hill, Bethesda, or Columbia on the first call get a tighter Orlando map than clients who only say Florida. Bring that jurisdiction, a DCA, IAD, or BWI travel window, and a budget range. Ally will answer across Eastern time without treating a Washington DC or Maryland to Orlando purchase as a generic Mid-Atlantic file.
Start your DC or Maryland to Orlando plan
Share your origin jurisdiction, timeline, and must-haves with Ally. Call (407) 256-0514 or use the contact form.
Talk with AllyNext steps: from DC or Maryland to an Orlando address
If a Washington DC or Maryland to Orlando move is more than a daydream, convert research into a guided shortlist. Explore Winter Park homes, College Park homes, Windermere homes, and Horizon West homes, browse homes for sale, and then contact Ally BeLoat. Start from the out-of-state relocation hub if you also want Philadelphia or North Jersey city-pair guides. Call (407) 256-0514 and take the next step on your DC or Maryland to Orlando journey today.
Sources
Official publications used on this Washington DC and Maryland to Orlando page. Confirm current tables before you file or offer.
- Florida Department of Revenue: no personal income tax
- Florida Department of Revenue: tax information for new residents (GT-800025)
- Florida Department of Revenue: homestead exemption
- Florida Department of Revenue: homestead exemption fact sheet (PT-113)
- DC Office of Tax and Revenue: individual income tax
- Comptroller of Maryland: individual income tax
